# Terms of Service & Disclaimer

> Terms of Service, intellectual property policies, and educational financial calculator disclaimers for JustPaycheck.com.

# Terms of Service

Effective Date: January 1, 2026 • Tax Year 2026 Edition

## 1. Educational & Informational Purposes Only
IMPORTANT TAX DISCLAIMER:  All tools, equations, benchmark tables, and estimated take-home amounts provided on JustPaycheck.com are strictly for educational and preliminary budgeting purposes. JustPaycheck.com is NOT a licensed Certified Public Accountant (CPA), law firm, enrolled agent, or financial advisory institution.

Actual paycheck withholding amounts can differ based on employer payroll schedules, localized county and school district taxes, pre-tax transit benefits, cafeteria plans, Form W-4 elections, and marital exemptions. Always verify with your employer's payroll department or a licensed tax professional prior to making binding financial decisions.

## 2. Accuracy & Tax Code Updates

While we diligently verify our mathematical formulas against official IRS federal publications, Social Security Administration wage limits, and state Department of Revenue statutory schedules, we make no guarantees or warranties of complete mathematical error-free status.

## 3. Intellectual Property

The proprietary layout, design, SVG charts, algorithmic implementations, and editorial content on JustPaycheck.com are the intellectual property of JustPaycheck.com. Unauthorized mass scraping or uncredited commercial mirroring is prohibited.

## 4. Limitation of Liability

In no event shall JustPaycheck.com, its developers, or its affiliates be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the calculations provided on this site.