# Overtime Calculator 2026 - Time and a Half Simulator

> Calculate take-home pay with 1.5x time-and-a-half overtime. Includes 2026 tax brackets, state taxes, and a

# Overtime Pay Calculator

Instantly compute your take-home pay with 1.5x time-and-a-half overtime hours, plus simulate your net earnings under the proposed 0% overtime tax rate.

12/10/2026, 12:00  2026 Paycheck Calculator — Free Take-Home Pay & Tax Calculator   Federal Hourly Paycheck Summary
**Annual Gross Salary**:  Drag slider or enter amount     $        $10k  $100k  $200k  $350k+
**Hourly Pay Rate**:  State Min: $7.25/hr    $   / hour
**Weekly Standard Hours**:
**Weekly Overtime (1.5x)**:               "No Tax on Overtime" Simulation  Trending

Simulate take-home pay if overtime wages are 100% exempt from income taxes and FICA.

Overtime Tax Savings:
**Gross Bonus Amount**:  Supplemental Withholding    $
**Withholding Method**:   Flat 22% (Supplemental)  Aggregate (Standard W-4)
**Desired Net Bonus (In Hand)**:  Target Net Amount    $

Calculates the exact gross amount an employer must issue so after withholdings, the employee receives exactly your target net amount.

**IRS Filing Status (2026)**:   Single  Married Joint  Head of Household
**Pay Frequency**:   Weekly  Bi-Weekly  2x Month  Monthly  Annual         Pre-Tax Deductions (401k, Health, HSA)
**401(k) Contribution (%)**:    %
**Health Insurance ($/yr)**:   $
**HSA / FSA Pre-Tax ($/yr)**:   $              Estimated Take-Home Pay   $0  / bi-weekly      Annual Equivalent   $0  0% of gross        Effective Tax  0.0%    Total Withheld  $0    Annual Gross  $0       Distribution                        Category   Share  Annual         Net Take-Home Pay      $0         Federal Income Tax      $0         State Income Tax      $0         Social Security (6.2%)      $0         Medicare (1.45% + Addl)      $0          Pre-Tax Deductions      $0         Print / PDF    Embed Widget           Take-Home Pay   $0       Effective Tax  0.0%
## Paycheck & Tax Inputs

**Gross Annual Salary**:   $
**Pay Frequency**:
**Filing Status**:
**Tax Jurisdiction**:   Federal (Tax Year 2026)
**Hourly Wage**:   $
**Regular Work Hours**:
**Overtime Schedule**:
**Pay Frequency**:
**Filing Status**:
**Tax Jurisdiction**:   Federal (Tax Year 2026)
**Gross Bonus Amount**:   $
**Withholding Method**:
**Filing Status**:
**Tax Jurisdiction**:   Federal (Tax Year 2026)
**Desired Net Pay**:   $
**Calculation Method**:   Net-to-Gross Withholding
**Filing Status**:
**Tax Jurisdiction**:   Federal (Tax Year 2026)         Pre-Tax Deductions
**401(k) Contribution**:
**Health & HSA / FSA**:   $                Estimated Take-Home Pay   $0  / bi-weekly       Gross Paycheck  $0     Total Pre-Tax Deductions  -$0     Federal Income Tax  -$0    State Income Tax (Federal)  -$0    Social Security Tax (6.2%)  -$0    Medicare Tax (1.45%)  -$0    Total Taxes Withheld  -$0    Effective Total Tax Rate  0.0%    Annual Net Take-Home  $0      Calculated via [JustPaycheck Hourly Paycheck Calculator](https://justpaycheck.com/overtime-calculator/)        ⚡
## How Overtime Withholding Works (and the 0% OT Proposal)

By law, hours worked beyond 40 hours in a standard 7-day workweek are compensated at 1.5× your normal wage rate. Because payroll software projects each individual paycheck outward across the entire year, a pay period with heavy overtime can lead to higher statutory withholding on that check.

Our "No Tax on Overtime" simulation models what happens if policy proposals exempting overtime from federal, state, and FICA taxes take effect. When activated, all overtime earnings bypass the IRS, state treasury, and Social Security/Medicare withholdings, letting you keep 100% of your extra hours worked.

## Frequently Asked Questions
How is overtime pay calculated under the FLSA?

Under the Fair Labor Standards Act (FLSA), non-exempt employees must receive overtime pay for hours worked over 40 in a workweek at a rate of at least 1.5 times their regular pay rate (often called "time and a half").

What is the "No Tax on Overtime" policy simulation?

The "No Tax on Overtime" proposal is a policy concept to exempt overtime earnings from federal, state, and FICA taxes. Our calculator features an interactive toggle allowing workers to simulate their exact take-home pay and see how much extra cash they would pocket if overtime was 100% tax-free.

Are overtime hours taxed at a higher rate on your paycheck?

No. While overtime pay increases your gross earnings and may temporarily push marginal dollars into a higher tax bracket, overtime is not taxed at a separate punitive rate. When you file annual taxes, all ordinary wage income is reconciled under the same statutory brackets.

What is the difference between time and a half vs double time?

Time and a half pays 1.5× your base hourly wage for hours over 40 per week. Double time pays 2.0× your hourly wage and is typically required by specific state laws (like California for work over 12 hours in a single day or 8 hours on the 7th consecutive day) or union collective bargaining agreements.

## State-Specific Overtime & Hourly Calculators

State overtime laws vary (e.g. daily overtime in California vs weekly overtime in Texas and Florida). Select your state below:

[Alabama$7.25](/hourly-calculator/alabama/)[Alaska$11.73](/hourly-calculator/alaska/)[Arizona$14.70](/hourly-calculator/arizona/)[Arkansas$11.00](/hourly-calculator/arkansas/)[California$16.50](/hourly-calculator/california/)[Colorado$14.81](/hourly-calculator/colorado/)[Connecticut$16.10](/hourly-calculator/connecticut/)[Delaware$15.00](/hourly-calculator/delaware/)[District of Columbia$17.50](/hourly-calculator/district-of-columbia/)[Florida$13.00](/hourly-calculator/florida/)[Georgia$7.25](/hourly-calculator/georgia/)[Hawaii$14.00](/hourly-calculator/hawaii/)[Idaho$7.25](/hourly-calculator/idaho/)[Illinois$14.00](/hourly-calculator/illinois/)[Indiana$7.25](/hourly-calculator/indiana/)[Iowa$7.25](/hourly-calculator/iowa/)[Kansas$7.25](/hourly-calculator/kansas/)[Kentucky$7.25](/hourly-calculator/kentucky/)[Louisiana$7.25](/hourly-calculator/louisiana/)[Maine$14.65](/hourly-calculator/maine/)[Maryland$15.00](/hourly-calculator/maryland/)[Massachusetts$15.00](/hourly-calculator/massachusetts/)[Michigan$10.56](/hourly-calculator/michigan/)[Minnesota$10.85](/hourly-calculator/minnesota/)[Mississippi$7.25](/hourly-calculator/mississippi/)[Missouri$12.30](/hourly-calculator/missouri/)[Montana$10.55](/hourly-calculator/montana/)[Nebraska$13.50](/hourly-calculator/nebraska/)[Nevada$12.00](/hourly-calculator/nevada/)[New Hampshire$7.25](/hourly-calculator/new-hampshire/)[New Jersey$15.49](/hourly-calculator/new-jersey/)[New Mexico$12.00](/hourly-calculator/new-mexico/)[New York$16.00](/hourly-calculator/new-york/)[North Carolina$7.25](/hourly-calculator/north-carolina/)[North Dakota$7.25](/hourly-calculator/north-dakota/)[Ohio$10.70](/hourly-calculator/ohio/)[Oklahoma$7.25](/hourly-calculator/oklahoma/)[Oregon$14.70](/hourly-calculator/oregon/)[Pennsylvania$7.25](/hourly-calculator/pennsylvania/)[Rhode Island$15.00](/hourly-calculator/rhode-island/)[South Carolina$7.25](/hourly-calculator/south-carolina/)[South Dakota$11.50](/hourly-calculator/south-dakota/)[Tennessee$7.25](/hourly-calculator/tennessee/)[Texas$7.25](/hourly-calculator/texas/)[Utah$7.25](/hourly-calculator/utah/)[Vermont$14.01](/hourly-calculator/vermont/)[Virginia$12.41](/hourly-calculator/virginia/)[Washington$16.66](/hourly-calculator/washington/)[West Virginia$8.75](/hourly-calculator/west-virginia/)[Wisconsin$7.25](/hourly-calculator/wisconsin/)[Wyoming$7.25](/hourly-calculator/wyoming/)